Attention Clients and Home Builders: Uncover the Numerous Benefits of Our One-Time Close Construction Loan and See How It Can Help You Today!
Simplify your home-building journey with just one application and a single closing—the easiest way to bring your client’s dream home to life.
Why Choose a One-Time Close (OTC) Construction Loan?
- One Loan, One Closing: You get a simple, streamlined process with a single loan covering both construction and mortgage financing.
- Save Time & Money: Forget the hassle and cost of juggling multiple closings.
- Flexible Financing Options: We’ll help tailor solutions to meet your unique needs.
- Attract More Clients: Offer a financing option that makes building a home accessible and stress-free.
OTC Loan Options
OTC (Conventional):
- Loan-to-Value: Up to 95%
- Credit Score: Minimum 700
- Property Types: Includes manufactured and modular homes (construction phase rate adjustors apply)
- Rate: Start with a base construction rate of 8.25%, with a free float down to the market rate at the end of construction!
OTC (FHA):
- Loan-to-Value: Up to 96.5%
- Credit Score: Minimum 640
- Property Types: Includes manufactured and modular homes (construction phase rate adjustors apply)
- Rate: Start with a base construction rate of 8.5%, with a free float down to the market rate at the end of construction!
Why Builders Love Us
We Make Financing Easy for You
- Dedicated Team: Our experts handle the details so you can focus on what you do best—building homes.
- Competitive Rates: Your clients get the best value for their investment, and you’ll build trust and repeat business.
- Proven Results: Builders who partner with us grow their businesses by offering unmatched financing options.
The OTC Loan Process:
How It Works
Pre-approval
Let us help you get pre-approved for the loan amount you need.
Builder Agreement
We work with builders like you to finalize plans and budgets.
Construction Phase
Funds are disbursed to you during construction milestones.
move-in ready
Once your dream home is complete, the loan converts seamlessly to a permanent mortgage.
Attention Clients and Home Builders: Don’t delay!
Uncover the numerous benefits of our one-time construction loan and see how it can help you today!
